Saturday, May 26, 2012

Heat Beat Pacers In Game 6: Dwyane Wade Leads Miami To Eastern Conference Finals (VIDEO)

INDIANAPOLIS -- There was nothing soft about Dwyane Wade and the Miami Heat.

Wade scored 41 points, LeBron James chipped in 28 and the Heat finished off the Indiana Pacers, locking up a return trip to the Eastern Conference finals with a 105-93 victory in Game 6 on Thursday night.

The Heat wrapped up the best-of-7 series and will face either Boston or Philadelphia in the next round starting in Miami on Monday. Of course, nothing less than an NBA title will make for a satisfying summer in South Beach.

Two series down, two to go.

The Heat rallied from an early 11-point deficit, riding the hot hand of Wade in the opening half. He scored 26 points by the break, tying Tim Hardaway's 16-year-old franchise record for most playoff points in the first two quarters. James hit consecutive baskets with just over a minute remaining to close it out.

Next up, the Celtics or surprising 76ers. The Heat will get a much-needed chance to relax before worrying about the next opponent, which will be determined in Game 7 at Boston on Saturday.

David West led Indiana with 24 points and all five starters were in double figures. But that balance was overwhelmed by Wade and James.

In a game of spurts, the decisive one came in the closing minutes of the third quarter, the Heat pushing out to their third straight impressive win after falling behind 2-1 in the series.

The Pacers tied it at 66 on Darren Collison's 3-pointer, but it was all Heat the rest of the period. They closed on a 13-3 run, capped by Mario Chalmers' buzzer-beating 3 from the corner. Wade, who was on the bench getting his customary breather at the end of the quarter, leaped from his seat as the ball left Chalmers' hand at the far end, raced along the baseline and pumped his fist when it swished.

As Chalmers raced toward the Miami bench, Wade greeted him near the free throw line with a low-five.

For the most part, D-Wade did his best work while in the game.

He dropped 11-of-16 shooting on the Pacers in the first half, but also made sure the MVP stayed involved, dishing off a behind-the-back pass to James for a thunderous jam.

Indiana clamped down a bit on No. 3 the rest of the way, but he still managed perhaps his most jaw-dropping basket. Darting into the lane, he threw up a wild-looking, one-handed shot that looked like it might go over the backboard, only to catch the top of the glass and drop through, barely touching the twine.

There was none of the nastiness that marked Game 5, when a bunch of flagrant fouls resulted in suspensions for two Miami players, co-captain Udonis Haslem and backup center Dexter Pittman. Pacers president Larry Bird was so disgusted with his team's performance that he accused them of going "soft."

That wasn't the problem this time. This was merely a Miami team on a mission, a mission that began in the summer of 2010 when the Heat signed James and Chris Bosh to join Wade in a seemingly unbeatable Big Three. There was a glitzy introduction and predictions of multiple championships, which left the rest of the league seething and plenty of people cheering when Miami was knocked off in the NBA finals by the Dallas Mavericks last season.

Shaking off that disappointment, James had perhaps his greatest season yet. But it was Wade who took control in the decisive game against the Pacers, delivering the final blow when he split West and George Hill, banking in the shot despite taking a knee from Hill that sent the Heat guard tumbling to the court.

The Pacers simply didn't have enough to match the Heat, even with the Big Three down to the Big Two because of an injury to Bosh.

Chalmers finished with 15 points, while Mike Miller stepped up to provide some quality minutes, scoring 12 points on four 3-pointers to help fill the void without Haslem, Pittman and Bosh.

When Miller wasn't in the game, he stretched out along the baseline to cope with his various aches and pains, more comfortable that way than sitting in a chair. When coach Erik Spoelstra called his number, Miller summoned several of his teammates to help lift him up.

The Pacers started out like they were intent on sending the series back to Miami for a decisive game that surely would have had all of South Florida on edge.

West knocked down a short jumper right off the tip, Danny Granger stuffed one off a fast break and the Pacers had their yellow-clad fans in a tizzy when Granger connected on a 3-pointer to make it 13-3 before the game was 5 minutes old. Another basket by Granger, this one a turnaround jumper, gave the Pacers their biggest lead at 19-8.

But Miami wasn't going to roll over that easy. Miller made the first of his 3s in the closing seconds of the first quarter, and Wade took over from there. He started the period by banking in a 12-footer, then made another short jumper to leave the crowd stirring uneasily. Miller followed with another 3 ? and just like that, it was all tied up.

Yet another 3 by Miller, this one a good 5 feet beyond the arc, gave Miami its biggest lead of the half, 41-35. Back came the Pacers, who went to the locker room with a 53-51 lead and hope of extending their season for at least one more game.

Turns out, they were down to their last half.

___

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Earth - NonProfit WordPres Theme - Eco/Environmental | Premium ...

Best responsive wordpress themes Reviewed by Premium Wordpress Themes on May 25, 2012 Rating: 4 Earth - NonProfit WordPres Theme - Eco/Environmental If you are looking for a wordpress theme for business and non-profit organizations, Earth NonProfit is exactly what you are looking for. Try it now!

Earth NonProfit is a premium WordPress theme built with the design for Environmental/Eco-Friendly website. If you are looking for a wordpress theme for business and non-profit organizations, Earth NonProfit is exactly what you are looking for.

Earth NonProfit WordPress Theme?knows what you need for a non-profit organization. It includes a built-in post-type especially for?event and event calendar, a donate button in the header and post type for gallery that you easily can show your organization?s activities to everyone. Moreover, A must for a wordpress platform is a full blog section where you can post article, news or using as a bulletin board.

Sample data for a?demonstration is the best way you can easily follow the instruction. We know how to help you to manage your website effectively. Drag and drop modules makes you enjoy managing the homepage, just enable/disable events & news,?the highlights or the gallery section?

Start downloading Earth NonProfile WordPress Theme today and let?s see how frequently?your visitors visit back your site!

Earth - NonProfit WordPres Theme - Eco/Environmental

Price: $35

Theme Features:

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  • Shortcodes ready: ?tabs, buttons,?accordion,?google maps,?toggles, lists and columns
  • Homepage with drag and drop modules
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  • Widgetized sidebar & ?footer regions
  • Custom widgets ? latest blog posts with gallery, thumbnails,?featured events and ?flickr photos.
  • Complete blog section
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Price: $35

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Friday, May 25, 2012

Why Cats and Dogs are Not Spayed or Neutered ? Pet News and ...

By Guest Blogger Ruth Steinberger for Pet News and Views

Between four and five million cats and dogs are euthanized each year due to overpopulation. Understanding why some people don?t spay or neuter their cats and dogs can help us halt this crisis.

First, pet sterilization is financially off-the-table for a lot of families. In 2007, the Journal of the American Veterinary Medical Association noted that as incomes drop from over $90,000 per year to $35,000 per year, the number of pets that are neutered drops by nearly half. While 41 percent of U.S. households earn under $35,000 per year, fewer than 10 states have statewide access to affordable spay/neuter services.

Secondly, we still rely on old information. A 2009 Ipsos Marketing study revealed that over half of Americans still believe that pets should be six months of age before they are spayed or neutered, yet this arbitrary timeline pushes pets into parenthood. As the day lengthens in the springtime, many cats go into season before five months old.

Lastly, public policies often do not reflect best practices. Many shelters still release intact pets, and they mandate that the juvenile pet be altered by six months.

All these factors create serious hurdles to eliminating pet overpopulation. Changing care giving habits means providing better information to the public, increasing low-income spay/neuter programs, and improving shelter practices.

Solutions Start at the Local Level
While you develop your spay/neuter program also start educational outreach. Education should reach everyone from low-income households to elected officials. Reach out past the animal welfare community. Whether it regards drunk driving, smoking cigarettes, or unwanted puppies, new messages must be heard 7 to 10 times for folks to be in the know. Free educational venues in rural communities include submitting short weekly newspaper blurbs on spay/neuter, postering, local radio shows, and more. In urban areas, you can reach out through community empowerment programs and the ministerial associations.

Contacting civic and business organizations helps people understand your mission and can garner local momentum and financial support in any community.

Keep the message straightforward. Spay/neuter prevents suffering. Remember, unwanted litters that enter the shelter are a taxpayer issue too.

Enabling people to get their pets spayed is the next step. A high volume spay/neuter program prevents litters. There are spay/neuter program models for every size community; do your homework to find effective models for your population size. For low-population communities there are cost effective, creative programs that mirror high volume efficiency to break even. Check out the assessment guidelines at SpayFirst.

If there?s a high volume clinic within 60 miles, transporting pets to the clinic is a great start-up model. A private practice partnership can create a high volume, income targeted spay/neuter clinic within a private clinic one morning a week or on a day the clinic is closed. It should be priced competitively with regional spay/neuter clinics or mobile units; the volume and service model create a positive revenue stream for the clinic. To see how a program can be set up, click here.

A clinic in Bristow, OK, run by Dr. Bill Mitchell, provides up to 20 low-income surgeries every week, replacing a mobile unit that visited previously. The volume builds financial sustainability and because it is located within an existing clinic, there is no capitol drive for start-up and just a few thousand dollars of fundraising enables you to provide a sliding scale to low-income pet owners. A lunch at the end of each month for the hardworking clinic staff is a great way to say thanks! A few pancake breakfasts can sustain a private practice partnership, making special outreach programs within reach.

There are more local resources than you ever imagined; fixing the problem can start today. For information on assessment, click here.

Editor?s Note: Ruth Steinberger is the founder and director of Spay FIRST!, a national organization dedicated to preventing animal suffering through the common sense goal of high volume spay/neuter, education, and outreach.

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Canada's Registered Disability Savings Plan (RDSP): Canada's ...

I have today received a letter dated May 16, 2012, from the Honourable James M. Flaherty, Minister of Finance. I had no idea why I did not get a reply to my correspondence when I knew others had, so I am very pleased to finally get Mr. Flaherty?s letter. It does not give me what I?d like to hear, but it stops my guessing regarding the use of the beneficial Registered Disability Savings Plan for my son and the disabled family members of other such Canadian-American families.

He has confirmed that the RDSP (as well as the TFSA and RESP) are not recognized in the Canada-United States Income Tax Convention but that my concerns on this matter will be considered when the Convention is next open for renegotiation.


Mr. Flaherty has made it clear that the RDSP, which is used as a retirement tool (versus using a Registered Retirement Savings Plan) for many disabled persons,

as: Money paid out of an RDSP will not affect a person?s eligibility for federal benefits, such as the Canada Child Tax Benefit, the Goods and Services Tax credit, Old Age Security or Employment Insurance benefits. In addition, RDSPs will have little or no impact on provincial and territorial social assistance payments. For further details, contact your provincial or territorial government.

should only be used if the Beneficiary or the Holder of the RDSP is NOT also a US Person. It is not a beneficial tax-saving tool when such persons are US Citizens in Canada. Such persons are by virtue of their US citizenship, Second-Class Canadians, discriminated against and deprived of saving for their retirement by the use of an RDSP so their federal and provincial benefits will not be affected (vs the use of RRSP). It is apparent these Second-Class disabled Canadians must miss out (or be subject to US tax) on the following:

To encourage savings, the Government of Canada introduced the Canada Disability Savings Grant and the Canada Disability Savings Bond.

The Canada Disability Savings Grant is a matching grant that the Government deposits into the RDSP. Each year, the Government will match contributions made by paying up to $3 for every $1 paid into the plan, depending on the amount contributed and on the beneficiary?s family income. The Government will deposit a maximum of $3,500 each year, with a lifetime limit of $70,000. Grants will be paid into the RDSP until the year the beneficiary turns 49.

For example
If the beneficiary?s family income is less than or equal to $83,088*:
? The Government will deposit $3 for every $1 on the first $500 contributed to the RDSP and $2 for every $1 on the next $1,000.
If the beneficiary?s family income is over $83,088*:
? The Government will match $1 for every $1 contributed on the first $1,000.
* Income amounts will be updated yearly based on the rate of inflation.

The Government of Canada will also pay a Canada Disability Savings Bond of up to $1,000 a year to low-income and modest-income Canadians. The good news is that no contributions are required to receive the bond; simply open an RDSP and fill out an application form at the financial organization where you have your RDSP. Bonds will be paid into the RDSP until the year the beneficiary turns 49. There is a bond limit of $20,000 over the beneficiary?s lifetime.

For example
If the beneficiary?s family income is less than or equal to $24,183*:
? The Government will deposit $1,000 each year into the RDSP.
For beneficiary family incomes between $24,183 and $41,544*:
? The Government will deposit a portion of the $1,000. As your income increases, the bond amount paid decreases.
* Income amounts will be updated yearly based on the rate of inflation.

From Mr. Flaherty?s letter to me:

Thank you for your correspondence of November 14 and 21, 2011 and January 4, 2012 regarding the taxation by the U.S. of income earned by dual Canadian-American citizens resident in Canada, as well as the requirement for these individuals to file tax and information reporting forms in the U.S. Please excuse the delay in replying.

In your correspondence, you draw attention to financial interests held in Canadian deferred income arrangements, such as Registered Disability Savings Plans (RDSPs), Tax-Free Savings Accounts (TFSAs), and Registered Education Savings Plans (RESPs). While I cannot comment on the specifics of your situation, I would like to make the following general remarks.

Canada and the U.S. have agreed in the Canada-United States Income Tax Convention to exempt from withholding tax dividends and interest paid to a trust, company, organization or other arrangement operated exclusively to administer or provide pension or retirement benefits, such as a Registered Retirement Savings Plan or a Registered Retirement Income Fund. Accordingly, when the above requirements are not met, dividends and interest are subject to income tax.

Since an RDSP, a TFSA or an RESP can be set up to pursue financial objectives other than he exclusive provision of pension or retirement benefits, they do not meet the criterion set out above and, consequently, they do not receive an exemption from U.S. income tax under the Convention.

Your concerns on this matter will be considered when the Convention is next open for renegotiation.

The rest of the letter relates to our requirement to file a Foreign Bank Account Report (FBAR) and what has been reported in the Finance Minister?s correspondence to others. It also highlights the December 7, 2011 IRS guidance on U.S. tax return and FBAR filing requirements for citizens living in Canada and other countries.

It reiterates that penalties imposed by the IRS under FBAR will NOT be collected by the Canada Revenue Agency (CRA) on their behalf and that the CRA does not and will not collect the U.S. tax liability of a Canadian Citizen if the individual was a Canadian Citizen at the time the liability arose (whether or not the individual was also a U.S. Citizen at that time).

The Fact Sheet was enclosed for information purposes only, not to be viewed as tax advice.

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Gov't taking new steps to combat food stamp fraud

"Up to this point, the state's hands have been tied unless they absolutely suspected fraudulent activity," said Kevin Concannon, the department

Overall, food stamp fraud costs taxpayers about $750 million a year, or 1 percent of the $75 billion program that makes up the bulk of the department's total budget for the Supplemental Nutrition Assistance Program.

Most fraud occurs when unscrupulous retailers allow customers to turn in their benefits cards for lesser amounts of cash. But USDA officials are also concerned about people selling or trading cards in the open market, including through websites.

Last year, the department sent letters urging eBay and Craigslist to notify customers that it's illegal to buy and sell food stamps. USDA officials followed up last month, saying they are still getting complaints that people are using the websites to illegally market food stamps.

Both eBay and Craigslist have told the government they are actively reviewing their sites for illegal activity and would take down ads offering food stamp benefits for cash. The USDA also has warned Facebook and Twitter about the practice.

South Dakota, Oklahoma, Washington, D.C., Minnesota and Washington state have the highest percentage of recipients seeking four or more replacement cards over a year. But USDA officials said that doesn't necessarily indicate a high rate of fraud. All states are required by law to reissue lost or stolen cards to those who are eligible for benefits.

Wyoming, Idaho, New Hampshire, North Carolina and Alabama have the lowest percentage of households requesting four or more cards in a 12-month period.

In North Carolina, the state already issues warning letters to people who request four replacement cards in a year, letting them know that officials are monitoring them closely. Dean Simpson, chief of economic family services for the North Carolina Division of Social Services, said the new rules would give her state even more of a boost in curbing food stamp fraud.

"I think it would help with the trafficking and let individuals know they are being observed and watched," said Simpson, who oversees the state's distribution of food stamps.

More than 46 million people receive food stamps, nearly half of them children. The average monthly benefit is $132 per person. Benefit cards work like debit cards, allowing users to swipe them for food purchases at some 231,000 stores around the country that are authorized to take part in the food stamp program. Once a card is reported lost or stolen, it can be disabled immediately. But the USDA does not require photo identification, since several members of a family, including children, may use the cards at different times.

Concannon stressed that the USDA wants to be sensitive to vulnerable people who may lose their cards for innocent reasons. While it may sound suspicious for someone to lose a card two or three times a year, food stamp recipients include many people who are homeless or have dementia or mental illness, he said.

"Our concern is that in many instances, it may point to a trafficking issue," he said.

Last year, about 850,000 people were investigated for possible food stamp fraud. About 2,000 stores were sanctioned for illegal conduct, and 1,200 stores were permanently removed from the food stamp program.

Large supermarkets are seldom involved in illegal activity, Concannon said. The vast majority of fraud is found in smaller shops and convenience stores.

The USDA is currently developing tougher sanctions and penalties for retailers engaging in food stamp fraud. It is also taking steps to make sure that people disqualified from the program for illegal activity are not able to use it again in other states.

Associated Press

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